Three Simple Steps to Fund Your Business
Our streamlined process takes the stress out of business funding. No banks. No bureaucracy. No waiting.
Apply in Minutes
Fill out our simple online application. We only need basic information about your business — no complex financial documents, no tax returns, no business plans.
- 5-minute online application
- Basic business information
- No complex paperwork required
- Apply 24/7 from any device
Get Your Offer
Our team reviews your application and credit card processing statements. We focus on business revenue and processing volume, not your personal credit score, so most merchants see an offer within hours.
- Review within hours
- Revenue-based qualification
- No hard credit pull
- Transparent factor rate up front
Pick Your Terms
Shape the offer in real time. Slide your funding amount and daily holdback until the terms fit your business — payback is always capped at 60 days, so the math is always in your favor.
- Live calculator built into your offer
- Adjust funding amount and holdback
- Payback capped at 60 business days
- What you slide is what you sign
Receive Your Funds
Once you accept your offer, funds are deposited directly into your business bank account. Most businesses receive funds within 24 hours of approval.
- Direct deposit to your account
- Funds available in 24 hours
- Use funds for any business purpose
- Automatic repayment begins
What You Need to Qualify
Our requirements are simple. If you meet these criteria, you're likely to be approved.
At least 3 months in business
$10,000+ monthly credit card processing
Recent credit card processing statements